AmeriFlex Broker Toolkit/HRA

| HRA Feature Set: |
| One card acces allowing the HRA to be 'stacked' with an FSA and/or an HSA |
| Employer Funded/Employer Controlled |
| A promise to 'pay' money sits in a 'notional' account aka an unfunded liability |
| Account History access and reporting available online |
| Real time balances and consolidated reporting |
| Pay only once...no double outlay of funds |
| Employer mandates HRA design to fit benefits creating substantial savings opportunities without eliminating benefits |
| ~HRA Brochure |
| ~Participation Agreement *link was the same as the HRA Brochure is that correct? |
| ~Activation Form |

FSA
HSA
ePOP
COBRA